About Vridi
Bridging the MSME credit gap one invoice at a time
Vridi connects investors seeking attractive risk-adjusted returns with businesses that need working capital — creating value for both sides through transparent, escrow-protected invoice discounting.
Our Mission
Democratizing alternative investments in India
India's MSMEs face a $530 billion credit gap, with over ₹8.1 trillion locked in delayed payments. Meanwhile, retail investors are underserved by low-yield fixed deposits and volatile equity markets.
Vridi bridges this gap. We channel investor capital into verified, short-tenure invoice-backed deals — giving MSMEs faster access to working capital while delivering 10–15% annualized returns to investors. Every deal is credit-evaluated by Kredy and protected through regulated escrow accounts.
$530B
MSME credit gap in India
₹8.1T+
Locked in delayed payments
11.14%
SCF market CAGR through 2035
Our Values
What we stand for
Trust Through Transparency
Every deal on Vridi comes with full disclosure — borrower details, credit ratings, escrow status, and real-time tracking. No hidden fees, no surprises.
Security First
Multi-layer escrow architecture, bank-grade encryption, and regulated operations protect every rupee at every stage of the investment lifecycle.
Accessible Wealth Building
Starting at just ₹10,000, we believe alternative investments should be available to everyone — not just institutions and HNIs.
Ecosystem
Ascendpeak Fintech Ecosystem
Vridi is one pillar of a comprehensive fintech ecosystem powering credit, invoice finance, and financial operations across India.
Vridi
Invoice discounting platform. Borrower acquisition, deal management, investments, and escrow operations.
Kredy
Institutional credit evaluation engine. Scoring, risk rating, and limit allocation for borrowers.
FinOps
Additional borrower and invoice source. Financial operations management across the ecosystem.
Our Journey
Milestones
Ascendpeak Founded
The vision of bridging the MSME credit gap begins with the founding of Ascendpeak Private Limited.
Kredy Credit Engine Launched
Our institutional credit evaluation engine goes live, bringing rigorous scoring to MSME lending.
Vridi Platform Launch
Vridi opens to investors — bringing transparent, escrow-protected invoice discounting to retail and institutional participants.
Scaling Nationally
Expanding deal flow across industries, onboarding new borrowers, and growing our investor community.
Join the Vridi community
Start investing in credit-evaluated, escrow-protected invoice-backed deals today. Growth. Together.
Get Started